Small Business Loans Guaranteed
Let's be straight: no legitimate lender offers a truly "guaranteed" small business loan, anyone promising guaranteed approval before seeing your file is a red flag, not an opportunity. What you can do is dramatically improve your odds by applying to the lenders most likely to say yes to your specific profile. That's exactly what Quordx Capital does: Quordx Capital reads your revenue, time in business, and credit, then matches you to the 3-7 best-fit lenders from a 50+ network. No guarantees, but a far better shot than spraying applications. Free to apply, decisions in 24-48 hours.
Last updated · Reviewed by Cody Dreis
50+ Lenders|Funding in as little as 24 hours
What "Guaranteed" Really Means in Lending
The closest thing to a government guarantee is an SBA loan, where the SBA backs part of the lender's risk, but that's a guarantee to the lender, not approval for you. Every honest lender still underwrites your application.
The smarter play is matching. Applying to one lender that fits your profile beats ten that don't, and avoids the credit-score damage of scattershot applications, each hard inquiry can knock points off your score and signal desperation to the next lender.
Which Funding Options Give You the Best Odds?
Merchant Cash Advance: Underwrites on card and deposit volume, not just FICO, and some lenders fund at $10K/month in revenue. Best for businesses with steady revenue but weaker credit, weighed honestly against its cost (factor rates of 1.1-1.5).
Equipment Financing: Secured by the asset, so approval barriers are lower and rates run ~7-20%. Best for owners financing machinery or vehicles who want the purchase itself to back the loan.
Term Loan: $10K, $500K+ for qualified files, with fixed, predictable payments. Best for established businesses with solid revenue and reasonable credit.
Apply for Funding
No obligation · Initial inquiry doesn't impact credit · Takes about 10 minutes
Written by
Cody Dreis
Founder, Quordx Capital
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Important Disclosures
Quordx Capital is a business funding broker, not a lender. We facilitate introductions between U.S. small and medium-sized businesses and lenders or capital providers in our network. All credit decisions, funding amounts, rates, fees, repayment terms, and timelines are determined solely by individual lenders based on their own underwriting criteria.
Funding figures and timelines shown on this page are illustrative and represent ranges within our lender network, they are not guarantees and individual outcomes may vary based on business profile, industry, time in business, revenue, credit history, and lender availability. Not all applicants qualify for every product.
The initial inquiry does not impact your personal credit score. Some lenders may perform a hard credit pull during underwriting; Quordx only authorizes such checks with your specific consent for the lender presenting an offer. Applicants are protected under the Equal Credit Opportunity Act (ECOA) from discrimination based on race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from any public-assistance program.
This Site is intended for commercial, business-purpose financing for U.S. businesses only. Not available for consumer loans, residential mortgages, or owner-occupied real estate. Quordx may receive compensation from lenders when applications result in funded transactions. This does not change the rate, fee, or terms offered to you. See our Advertiser Disclosure for details.
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