What Small Business Loans Are Available?
What small business loans are out there is a wider list than most owners realize, and picking the wrong one costs money. Beyond the basic bank loan, you have lines of credit, SBA programs, equipment financing, working capital loans, invoice factoring, and revenue-based advances. Each fits a different need and a different profile. Quordx Capital reads your numbers and matches you to the products and lenders that actually fit, free, across a 50+ network, with decisions in 24-48 hours.
Last updated · Reviewed by Cody Dreis
50+ Lenders|Funding in as little as 24 hours
How Do You Know Which Loan You Need?
The right product follows your purpose and your profile. One-time purchase? Term loan. Recurring needs? Line of credit. Buying equipment? Equipment financing. Lowest cost and you've got time? SBA. Strong card sales but weak credit? An advance, used carefully.
Your eligibility narrows the list fast. Time in business, monthly revenue, and credit each open or close certain doors, an SBA loan needs two years and good credit, while a working capital loan can fund at $10K/month with a shorter history. Quordx Capital maps your situation to the right product, then to the lenders most likely to fund it.
Which Funding Options Fit?
Term Loan: Fixed lump sum, $10K-$500K+, roughly 8-30%. Best for planned, defined spending.
Line of Credit: Reusable capital, $10K-$250K+. Best for ongoing or variable needs, with interest only on what you draw.
SBA Loan: Government-backed, up to $5M, ~9-11.5% APR. Best for established businesses chasing the lowest rates.
What to Expect
Expect decisions in 24-48 hours and funding in 3-7 business days. The clearer your purpose and the cleaner your records, the better the offers. Seeing several products side by side is the surest way to avoid the costly mistake of picking the wrong one.
Quordx Capital is free to the borrower, no application or broker fees. The lender pays our commission at close.
Apply for Funding
No obligation · Initial inquiry doesn't impact credit · Takes about 10 minutes
Written by
Cody Dreis
Founder, Quordx Capital
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Important Disclosures
Quordx Capital is a business funding broker, not a lender. We facilitate introductions between U.S. small and medium-sized businesses and lenders or capital providers in our network. All credit decisions, funding amounts, rates, fees, repayment terms, and timelines are determined solely by individual lenders based on their own underwriting criteria.
Funding figures and timelines shown on this page are illustrative and represent ranges within our lender network, they are not guarantees and individual outcomes may vary based on business profile, industry, time in business, revenue, credit history, and lender availability. Not all applicants qualify for every product.
The initial inquiry does not impact your personal credit score. Some lenders may perform a hard credit pull during underwriting; Quordx only authorizes such checks with your specific consent for the lender presenting an offer. Applicants are protected under the Equal Credit Opportunity Act (ECOA) from discrimination based on race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from any public-assistance program.
This Site is intended for commercial, business-purpose financing for U.S. businesses only. Not available for consumer loans, residential mortgages, or owner-occupied real estate. Quordx may receive compensation from lenders when applications result in funded transactions. This does not change the rate, fee, or terms offered to you. See our Advertiser Disclosure for details.
By submitting an application or contact information, you consent to be contacted by Quordx and its lending partners via phone, text, and email, including by automated means, regarding your funding inquiry. Consent is not a condition of receiving funding. Message and data rates may apply. Reply STOP to opt out. See our Privacy Policy and Terms of Service.