What Is Small Business Funding?
Small business funding is simply the capital you raise to start, run, or grow your company, and it comes in more forms than most owners realize. It ranges from term loans and lines of credit to equipment financing, SBA loans, and revenue-based advances, each suited to a different need and stage. The right kind depends on what you're funding and how fast you need it. Quordx Capital demystifies the whole landscape and matches your profile to the 3-7 best-fit lenders from a 50+ network, for free, so you skip the guesswork.
This guide is part of our full library on Business Loans. Start there for the complete lineup, then come back for the deep dive on your situation.
Last updated · Reviewed by Cody Dreis
50+ Lenders|Funding in as little as 24 hours
The Main Forms Of Funding
Debt funding means borrowing capital you repay with interest, loans, lines, and advances. It's the most common path for small businesses because you keep full ownership and don't give away equity to investors.
Funding also varies by speed and structure: a lump-sum term loan, revolving credit you draw as needed, or financing tied to a specific asset like equipment. Amounts span a wide range too, from $5K working-capital loans to SBA financing up to $5M. Matching the structure to the purpose is where most of the value lives, the same dollar costs far less in the right product than the wrong one.
Which Funding Type Fits?
Term Loan: A fixed lump sum from $10K to $500K+ repaid on schedule. Best for a defined investment like expansion or a large purchase with a clear return.
Business Line of Credit: Revolving capital from $10K to $250K+ you draw and repay. Best for ongoing or unpredictable working-capital needs, since you pay interest only on what you use.
Equipment Financing: Asset-backed funding from $5K to $5M+. Best for buying machinery, vehicles, or technology, where the equipment secures the loan and lowers the rate.
How Quordx Capital Works
Apply online in about 10 minutes. Upload 3-6 months of bank statements, your most recent business tax return, and your ID. Quordx Capital matches your profile to the best-fit lenders in our 50+ network and submits for you. Most decisions return within 24-48 hours.
What to Expect
Once you apply, Quordx Capital routes your file to the lenders most likely to fund your specific situation. Decisions come in 24-48 hours and funding lands in 3-7 business days. Your revenue, time in business, and credit shape the amount and rate, and you'll see multiple offers to compare rather than a single take-it-or-leave-it number.
Borrowers pay nothing. No application or broker fees. The lender pays commission at close.
Apply for Funding
No obligation · Initial inquiry doesn't impact credit · Takes about 10 minutes
Written by
Cody Dreis
Founder, Quordx Capital
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Important Disclosures
Quordx Capital is a business funding broker, not a lender. We facilitate introductions between U.S. small and medium-sized businesses and lenders or capital providers in our network. All credit decisions, funding amounts, rates, fees, repayment terms, and timelines are determined solely by individual lenders based on their own underwriting criteria.
Funding figures and timelines shown on this page are illustrative and represent ranges within our lender network, they are not guarantees and individual outcomes may vary based on business profile, industry, time in business, revenue, credit history, and lender availability. Not all applicants qualify for every product.
The initial inquiry does not impact your personal credit score. Some lenders may perform a hard credit pull during underwriting; Quordx only authorizes such checks with your specific consent for the lender presenting an offer. Applicants are protected under the Equal Credit Opportunity Act (ECOA) from discrimination based on race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from any public-assistance program.
This Site is intended for commercial, business-purpose financing for U.S. businesses only. Not available for consumer loans, residential mortgages, or owner-occupied real estate. Quordx may receive compensation from lenders when applications result in funded transactions. This does not change the rate, fee, or terms offered to you. See our Advertiser Disclosure for details.
By submitting an application or contact information, you consent to be contacted by Quordx and its lending partners via phone, text, and email, including by automated means, regarding your funding inquiry. Consent is not a condition of receiving funding. Message and data rates may apply. Reply STOP to opt out. See our Privacy Policy and Terms of Service.