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What Funding Is Available For Small Businesses?

What funding is available for small businesses depends on your revenue, time in business, and what you're financing, but the menu is broad: term loans, lines of credit, SBA loans, equipment financing, working capital loans, invoice factoring, and more. The challenge isn't a lack of options; it's knowing which ones you actually qualify for. Quordx Capital matches your business to the 3–7 best-fit choices from a 50+ lender network, so you see real availability instead of a generic list. Applying is free.

Last updated · Reviewed by Cody Dreis

50+ Lenders|Funding in as little as 24 hours

How Do You Know What's Available to You?

Availability comes down to your numbers. A business with two years of history and $50,000 monthly revenue can reach SBA loans and large term loans. A six-month-old shop with $12,000 monthly deposits has fewer doors, but revenue-based products are still open.

Quordx Capital reads your profile and surfaces only the funding you can realistically get, no chasing options that would reject you. One application, real availability, with the 3–7 best-fit lenders matched from a network of 50+.

Three factors do most of the sorting: time in business, monthly revenue, and credit. The first determines whether SBA and bank products are even open to you; the second sets how large an amount lenders will consider; the third shapes your rate. Knowing where you stand on each tells you which doors are realistically available.

Which Funding Types Are Available?

Term Loan: Lump sum, fixed repayment, $10,000 to $500,000+. Best for planned investments.

Business Line of Credit: Revolving capital, $10,000 to $250,000+. Best for recurring, variable needs.

SBA Loan: Government-backed, up to $5M, lowest rates. Best for established businesses.

Equipment Financing: Asset-secured, $5,000 to $5M+. Best for buying machinery, vehicles, or hardware.

How Quordx Works

Apply online in about 10 minutes. Upload 3–6 months of bank statements, your most recent business tax return, and your ID. Quordx Capital matches your profile to the best-fit lenders from our 50+ network and submits on your behalf. Most decisions come back within 24–48 hours.

What to Expect

What's available to you sharpens once you apply, your revenue, credit, and tenure determine the amounts and rates on offer. A six-month-old business won't see SBA terms yet, but revenue-based options stay open; a two-year business with $50,000 monthly revenue unlocks the full menu. Decisions arrive in 24–48 hours, funding in 3–7 business days.

Quordx Capital is free to borrowers. No application, broker, or processing fees. The lender pays our commission only when your deal closes.

Apply for Funding

No obligation · Takes about 10 minutes

Apply for Funding

No obligation · Initial inquiry doesn't impact credit · Takes about 10 minutes

Cody Dreis, Founder, Quordx Capital

Written by

Cody Dreis

Founder, Quordx Capital

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Important Disclosures

Quordx Capital is a business funding broker, not a lender. We facilitate introductions between U.S. small and medium-sized businesses and lenders or capital providers in our network. All credit decisions, funding amounts, rates, fees, repayment terms, and timelines are determined solely by individual lenders based on their own underwriting criteria.

Funding figures and timelines shown on this page are illustrative and represent ranges within our lender network, they are not guarantees and individual outcomes may vary based on business profile, industry, time in business, revenue, credit history, and lender availability. Not all applicants qualify for every product.

The initial inquiry does not impact your personal credit score. Some lenders may perform a hard credit pull during underwriting; Quordx only authorizes such checks with your specific consent for the lender presenting an offer. Applicants are protected under the Equal Credit Opportunity Act (ECOA) from discrimination based on race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from any public-assistance program.

This Site is intended for commercial, business-purpose financing for U.S. businesses only. Not available for consumer loans, residential mortgages, or owner-occupied real estate. Quordx may receive compensation from lenders when applications result in funded transactions. This does not change the rate, fee, or terms offered to you. See our Advertiser Disclosure for details.

By submitting an application or contact information, you consent to be contacted by Quordx and its lending partners via phone, text, and email, including by automated means, regarding your funding inquiry. Consent is not a condition of receiving funding. Message and data rates may apply. Reply STOP to opt out. See our Privacy Policy and Terms of Service.