Small Business Funding Source
Choosing a small business funding source isn't really about finding a lender, it's about finding the lender that fits your numbers, your industry, and your timeline. A bank, an online lender, an SBA program, and a revenue-based funder all underwrite differently, and the wrong source wastes weeks and a hard credit pull on a no. Quordx Capital removes the guesswork: one application, matching against 50+ vetted lenders, and the 3-7 sources most likely to approve your specific file. No fee to you.
Last updated · Reviewed by Cody Dreis
50+ Lenders|Funding in as little as 24 hours
How Do You Identify the Right Source?
Match the source to the need. A long-term, low-rate need points to a bank or SBA loan. A fast, cash-flow-based need points to an online lender or working capital provider. An asset purchase points to equipment financing, where the equipment itself secures the deal and eases approval.
Quordx Capital's matching engine reads your revenue, time in business, credit, and use of funds, then routes you only to sources that actually lend to businesses like yours. A $30,000/month retailer and a $300,000/month manufacturer see entirely different lender lists, that's the point.
Which Funding Sources Fit?
Bank and Online Term Lenders: Lump-sum loans, $10,000-$500,000+, rates roughly 8-30% by profile. Banks run cheaper but slower; online lenders fund faster at a premium. Best for defined investments with a clear return.
SBA Lenders: Government-backed, up to $5M, ~9-11.5% APR on 7(a), terms up to 25 years. Best for established borrowers (2+ years) prioritizing cost over speed.
Equipment Financing Lenders: The asset secures the loan, ~7-20%, and the lender can often fund quickly because the collateral is clear. Best for buying machinery, vehicles, or systems.
How Quordx Works
Apply online in about 10 minutes. Upload 3-6 months of bank statements, your most recent business tax return, and your ID. Quordx Capital identifies the best-fit funding sources from our 50+ network and submits on your behalf. Most decisions return within 24-48 hours.
What to Expect
The right source comes back faster and cheaper because the match is correct from the start, you're not pitching a bank that was never going to fund a 14-month-old business. Expect decisions in 24-48 hours and funding in 3-7 business days. Stronger revenue and longer time in business widen your options and push rates toward the lower end of each range.
Quordx Capital is free to the borrower, no application, broker, or processing fees. Lenders pay us when your deal closes, so we win only when you get funded on terms you accept.
Apply for Funding
No obligation · Initial inquiry doesn't impact credit · Takes about 10 minutes
Written by
Cody Dreis
Founder, Quordx Capital
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Important Disclosures
Quordx Capital is a business funding broker, not a lender. We facilitate introductions between U.S. small and medium-sized businesses and lenders or capital providers in our network. All credit decisions, funding amounts, rates, fees, repayment terms, and timelines are determined solely by individual lenders based on their own underwriting criteria.
Funding figures and timelines shown on this page are illustrative and represent ranges within our lender network, they are not guarantees and individual outcomes may vary based on business profile, industry, time in business, revenue, credit history, and lender availability. Not all applicants qualify for every product.
The initial inquiry does not impact your personal credit score. Some lenders may perform a hard credit pull during underwriting; Quordx only authorizes such checks with your specific consent for the lender presenting an offer. Applicants are protected under the Equal Credit Opportunity Act (ECOA) from discrimination based on race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from any public-assistance program.
This Site is intended for commercial, business-purpose financing for U.S. businesses only. Not available for consumer loans, residential mortgages, or owner-occupied real estate. Quordx may receive compensation from lenders when applications result in funded transactions. This does not change the rate, fee, or terms offered to you. See our Advertiser Disclosure for details.
By submitting an application or contact information, you consent to be contacted by Quordx and its lending partners via phone, text, and email, including by automated means, regarding your funding inquiry. Consent is not a condition of receiving funding. Message and data rates may apply. Reply STOP to opt out. See our Privacy Policy and Terms of Service.