Small Business Funding Programs
Small business funding programs range from government-backed SBA loans to private lender products, and each has its own qualifications, costs, and timelines. The challenge is that "programs" can sound like free money, and most aren't. What they are is structured financing with specific eligibility rules, and the right program depends on your time in business, revenue, and what you're funding. Quordx Capital matches your profile to the 3-7 best-fit programs from a 50+ lender network, free to you, with decisions typically in 24-48 hours.
Last updated · Reviewed by Cody Dreis
50+ Lenders|Funding in as little as 24 hours
How Do Funding Programs Differ?
SBA programs offer the lowest rates and longest terms but require 2+ years in business and a slower approval process. Private programs, term loans, lines of credit, equipment financing, move faster and have flexible criteria but cost a bit more. There's no universal "best program," only the best fit for your numbers.
Quordx Capital maps your profile to the programs you qualify for and submits one application to several lenders, so you compare real terms instead of decoding eligibility pages. It's also worth resetting one expectation: "program" can sound like grant money, but these are financing programs you repay, not free capital. True grants are rare and rarely fit a typical operating need. What Quordx Capital can reliably match is structured, competitively priced financing, and knowing the realistic trade-off between SBA's low rates and longer wait versus a private program's speed is half the decision.
Which Programs Fit?
SBA 7(a) / 504 / Express: Up to $5M, ~9-11.5% APR. Best for: established businesses seeking the lowest cost.
Term Loan Programs: $10K, $500K+, ~8-30%. Best for: defined investments with faster funding.
Equipment Financing: $5K, $5M+, secured by the asset. Best for: acquiring machinery or vehicles.
Apply for Funding
No obligation · Initial inquiry doesn't impact credit · Takes about 10 minutes
Written by
Cody Dreis
Founder, Quordx Capital
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Important Disclosures
Quordx Capital is a business funding broker, not a lender. We facilitate introductions between U.S. small and medium-sized businesses and lenders or capital providers in our network. All credit decisions, funding amounts, rates, fees, repayment terms, and timelines are determined solely by individual lenders based on their own underwriting criteria.
Funding figures and timelines shown on this page are illustrative and represent ranges within our lender network, they are not guarantees and individual outcomes may vary based on business profile, industry, time in business, revenue, credit history, and lender availability. Not all applicants qualify for every product.
The initial inquiry does not impact your personal credit score. Some lenders may perform a hard credit pull during underwriting; Quordx only authorizes such checks with your specific consent for the lender presenting an offer. Applicants are protected under the Equal Credit Opportunity Act (ECOA) from discrimination based on race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from any public-assistance program.
This Site is intended for commercial, business-purpose financing for U.S. businesses only. Not available for consumer loans, residential mortgages, or owner-occupied real estate. Quordx may receive compensation from lenders when applications result in funded transactions. This does not change the rate, fee, or terms offered to you. See our Advertiser Disclosure for details.
By submitting an application or contact information, you consent to be contacted by Quordx and its lending partners via phone, text, and email, including by automated means, regarding your funding inquiry. Consent is not a condition of receiving funding. Message and data rates may apply. Reply STOP to opt out. See our Privacy Policy and Terms of Service.