Small Business Funding Options
Small business funding options aren't one-size-fits-all, the right choice depends on whether you need a lump sum or revolving access, fast cash or the lowest rate, and what you can pledge. Quordx Capital lays out the full menu and matches your business to the 3–7 best-fit lenders from a network of 50+, so you're not guessing which product fits. You apply once in about 10 minutes, Quordx Capital does the matching, and you compare real offers with no fee and no obligation.
Last updated · Reviewed by Cody Dreis
50+ Lenders|Funding in as little as 24 hours
How Do You Choose the Right Option?
Start with the need. A one-time, known cost favors a term loan. Unpredictable, recurring needs favor a line of credit. Buying equipment favors equipment financing. Strong revenue but thin credit may favor revenue-based products. The lowest rate, if you can wait, points to an SBA loan.
Quordx Capital weighs your revenue, credit, time in business, and goal, then surfaces only the options you actually qualify for. No sorting through products that would reject you, and no applying to a half-dozen lenders one at a time.
It also helps to think about total cost, not just the headline rate. A short MCA can cost far more than a longer term loan at a higher stated APR, simply because you repay it faster. Comparing real offers side by side is the only way to see which one is genuinely cheaper for your situation.
Which Funding Options Fit?
Term Loan: Lump sum, fixed repayment, $10,000 to $500,000+, ~8–30%. Best for planned, one-time investments.
Business Line of Credit: Revolving draw-and-repay, $10,000 to $250,000+, ~8–25%. Best for fluctuating cash needs.
SBA Loan: Government-backed, up to $5M, ~9–11.5% APR. Best for established businesses wanting the lowest rates.
Equipment Financing: Asset-secured, $5,000 to $5M+, ~7–20%. Best for buying machinery or vehicles.
How Quordx Capital Works
Apply online in about 10 minutes. Upload 3–6 months of bank statements, your most recent business tax return, and your ID. Quordx Capital matches your profile to the best-fit lenders from our 50+ network and submits on your behalf. Most decisions return within 24–48 hours.
What to Expect
Decisions typically come back in 24–48 hours, with funding in 3–7 business days. The option with the best terms for you depends on your revenue, credit, and what you're financing, comparing real offers side by side makes the choice clear.
Quordx Capital charges borrowers nothing. No application, broker, or processing fees. The lender pays our commission when your deal closes.
Apply for Funding
No obligation · Takes about 10 minutes
Apply for Funding
No obligation · Initial inquiry doesn't impact credit · Takes about 10 minutes
Written by
Cody Dreis
Founder, Quordx Capital
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Important Disclosures
Quordx Capital is a business funding broker, not a lender. We facilitate introductions between U.S. small and medium-sized businesses and lenders or capital providers in our network. All credit decisions, funding amounts, rates, fees, repayment terms, and timelines are determined solely by individual lenders based on their own underwriting criteria.
Funding figures and timelines shown on this page are illustrative and represent ranges within our lender network, they are not guarantees and individual outcomes may vary based on business profile, industry, time in business, revenue, credit history, and lender availability. Not all applicants qualify for every product.
The initial inquiry does not impact your personal credit score. Some lenders may perform a hard credit pull during underwriting; Quordx only authorizes such checks with your specific consent for the lender presenting an offer. Applicants are protected under the Equal Credit Opportunity Act (ECOA) from discrimination based on race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from any public-assistance program.
This Site is intended for commercial, business-purpose financing for U.S. businesses only. Not available for consumer loans, residential mortgages, or owner-occupied real estate. Quordx may receive compensation from lenders when applications result in funded transactions. This does not change the rate, fee, or terms offered to you. See our Advertiser Disclosure for details.
By submitting an application or contact information, you consent to be contacted by Quordx and its lending partners via phone, text, and email, including by automated means, regarding your funding inquiry. Consent is not a condition of receiving funding. Message and data rates may apply. Reply STOP to opt out. See our Privacy Policy and Terms of Service.