How do business loan brokers get paid?
Most business loan brokers are paid a commission by the lender when a loan funds, typically a percentage of the funded amount. Some brokers instead charge the borrower a fee, and a few charge both sides. Quordx Capital is paid only by lenders, only when a deal funds; borrowers never pay us anything. Understanding who pays your broker matters, because it shapes whose interests they serve, a broker quietly steering you to the highest-commission product can cost you thousands over the life of a loan. Transparency about compensation is the first test of a broker worth using.
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Last updated · Reviewed by Cody Dreis
50+ Lenders|Funding in as little as 24 hours
The economics behind broker compensation
When a lender funds a deal a broker sourced, the lender pays the broker a commission: compensation for originating, packaging, and qualifying the borrower. This is the standard model, and it means the service can be genuinely free to you.
The risk in any commission model is steering: pushing borrowers toward products that pay the broker more, like a merchant cash advance, when a cheaper option exists. Quordx Capital counters that structurally. Our matching process analyzes your profile and surfaces the 3-7 best-fit lenders from a 50+ lender network ranked by approval probability: the match is driven by your file, not by commission size. We disclose every fee and term, treat MCAs as a tool rather than a default (they're costly, with factor rates typically 1.15-1.50), and we'll decline to submit a deal that isn't right for you.
What Quordx Capital can match you to
Business term loans: $10K-$500K+ over 1-5 years with fixed payments. Best for predictable, planned borrowing.
SBA loans: up to $5M, with current variable rates roughly 10.5%-14%. Best for the lowest cost if you can handle a longer process.
Equipment financing: $5K-$5M+, secured by the equipment itself. Best for trucks, machinery, and tools, new or used.
Business lines of credit: $10K-$250K+, interest only on what you draw. Best for ongoing flexibility.
How Quordx Capital Works
Start with a 5-minute online application and upload your core documents: bank statements covering 3-6 months, your latest business tax return, ID, and entity paperwork. Our platform matches you with 3-7 lenders most likely to approve you out of 50+ in the network. Expect lender decisions within 24-48 hours and funding in roughly 3-7 business days.
What to Expect
You'll see exactly what every offer costs, rate, term, fees, total repayment, before you decide anything. If you're worried a commission-paid broker can't be objective, judge us by behavior: honest cost breakdowns on every product, no pressure, and a willingness to say "not yet" when the timing or product is wrong. Asking what you qualify for is free, carries no obligation, and costs you nothing whether or not you take an offer.
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No obligation · Initial inquiry doesn't impact credit · Takes about 10 minutes
Written by
Cody Dreis
Founder, Quordx Capital
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Important Disclosures
Quordx Capital is a business funding broker, not a lender. We facilitate introductions between U.S. small and medium-sized businesses and lenders or capital providers in our network. All credit decisions, funding amounts, rates, fees, repayment terms, and timelines are determined solely by individual lenders based on their own underwriting criteria.
Funding figures and timelines shown on this page are illustrative and represent ranges within our lender network, they are not guarantees and individual outcomes may vary based on business profile, industry, time in business, revenue, credit history, and lender availability. Not all applicants qualify for every product.
The initial inquiry does not impact your personal credit score. Some lenders may perform a hard credit pull during underwriting; Quordx only authorizes such checks with your specific consent for the lender presenting an offer. Applicants are protected under the Equal Credit Opportunity Act (ECOA) from discrimination based on race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from any public-assistance program.
This Site is intended for commercial, business-purpose financing for U.S. businesses only. Not available for consumer loans, residential mortgages, or owner-occupied real estate. Quordx may receive compensation from lenders when applications result in funded transactions. This does not change the rate, fee, or terms offered to you. See our Advertiser Disclosure for details.
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