Equipment Financing Bad Credit
Equipment financing works differently than most business loans, and that difference directly helps borrowers with challenged credit. The equipment itself secures the loan. If you stop paying, the lender repossesses the asset. That built-in security means lenders can approve borrowers at credit scores as low as 550-580 depending on the equipment type, down payment, and business revenue. A restaurant buying a $40,000 commercial kitchen setup, a contractor financing a $75,000 excavator, or a clinic acquiring $120,000 in medical devices, all have a realistic path through equipment financing even with a blemished credit history. Quordx Capital matches you to the right lender from 50+ in the network.
This page is one option inside our broader guide to Alternative Financing. See how it stacks up against the other alternative-funding tools we track.
Last updated · Reviewed by Cody Dreis
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Cody Dreis
Founder, Quordx Capital
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Quordx Capital is a business funding broker, not a lender. We facilitate introductions between U.S. small and medium-sized businesses and lenders or capital providers in our network. All credit decisions, funding amounts, rates, fees, repayment terms, and timelines are determined solely by individual lenders based on their own underwriting criteria.
Funding figures and timelines shown on this page are illustrative and represent ranges within our lender network, they are not guarantees and individual outcomes may vary based on business profile, industry, time in business, revenue, credit history, and lender availability. Not all applicants qualify for every product.
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